Question 1

What is the maximum subscription/redemption limit for BGUSD?

Accepted Answer

There is no BGUSD subscription limit.,The daily quota for Express Redemption of BGUSD is limited. Refer to the table below for details:,[object Object],There is a daily redemption limit based on the available liquidity from the partner institution, as shown in the redemption pop-up window.,Alternatively, you can select Standard Redemption. The redemption is typically credited in T+3 days, depending on the partner institution's processing schedule.

Question 2

What is the conversion rate between USD stablecoins and BGUSD? What are the corresponding subscription and redemption fees?

Accepted Answer

The exchange rate between BGUSD and USDC is 1:1, and the exchange rate between BGUSD and USDT is based on the real-time spot market price of USDT/USDC. The redemption fee is 0.05%. Bitget reserves the right to adjust subscription and redemption fees.

Question 3

Where does the BGUSD profit come from?

Accepted Answer

To provide daily profit to BGUSD holders, the platform will allocate its own funds to partner's yield-generating products. Interest income generated will be minted as BGUSD and distributed to holders as rewards. Bitget is not involved in the custody of user funds for investment in third-party products, and only processes stablecoin subscriptions and BGUSD reward distributions.

Question 4

How is my daily profit calculated?

Accepted Answer

Daily profit = minimum daily holdings × real-time APR ÷ 365

Question 5

How is the "minimum daily holdings" calculated?

Accepted Answer

Your BGUSD balance is automatically recorded every hour. The minimum balance across the 24 snapshots is used to calculate your profit.,For example:,Emily deposited 1000 BGUSD at 8:00 AM on April 10 and has held it ever since.,* Profit for April 10: The system checked the hourly balance from April 10, 1:00 AM to April 11, 12:00 AM. Since the balance was zero between 1:00 AM and 7:00 AM, the minimum daily holding was zero, so the profit was also zero.,* Profit for April 11: The system reviewed the snapshots taken from April 11, 1:00 AM to April 12, 12:00 AM, and confirmed that the balance remained ≥ 1000 BGUSD. In this case, the minimum daily holding of 1000 BGUSD was used as the basis for profit calculation.

Question 6

Why haven't I received the profit?

Accepted Answer

Your minimum BGUSD balance on the calculation date will be used to determine your eligible balance and profit. If your BGUSD holdings drop to zero during any of the 24 hourly snapshots, it may affect your eligibility.,Here are some additional possible reasons:,* You may not earn profits on the first day of your BGUSD subscription or the last day you hold BGUSD.,If you subscribe to additional BGUSD or partially redeem your BGUSD holdings within a day, the subscribed/redeemed BGUSD amount will not be used to calculate your eligible balance on the calculation date, and you will not receive the profit for the subscribed/redeemed BGUSD on the calculation date.

Question 7

Is the APR shown on the product page guaranteed?

Accepted Answer

The APR shown on the product page represents historical APR and does not guarantee future results.

Question 8

Can BGUSD be withdrawn?

Accepted Answer

No. BGUSD is an internal platform certificate, not a blockchain-based token. It is not minted on any blockchain and cannot be deposited or withdrawn externally.

Question 9

What are the risks associated with holding BGUSD?

Accepted Answer

1. Fee adjustments: Subscription and redemption fees for BGUSD may change. Bitget reserves the right to adjust these fees. All applicable fees will be displayed on the confirmation page before you confirm the transaction. No redemption fee applies if Bitget exercises its repurchase rights.,2. Profit change: BGUSD ROI may fluctuate based on changes to the ROI of underlying assets, which can be affected by macroeconomic conditions. In such cases, the ROI of BGUSD holders may rise or fall.,3. Liquidity risk: Due to non-24/7 banking hours and operational constraints in traditional finance, real-time liquidity may be limited. Daily redemption quotas depend on the available liquidity of the partner institution and are reflected in the redemption pop-up window.,4. Impact of legal and regulatory changes: The use, holding, redemption, and potential profits of BGUSD may be affected by changes in global laws, regulatory policies, or enforcement actions — particularly as the compliance landscape continues to evolve in areas such as asset tokenization and digital asset yield products.

Question 10

What could cause a failed USD stablecoin conversion to BGUSD?

Accepted Answer

You may have insufficient USDT/USDC in your wallet. If you have reached the maximum BGUSD holding limit, you cannot purchase more.

Question 11

Can I partially redeem BGUSD? Are there any limits?

Accepted Answer

You can choose to partially or fully redeem your BGUSD. Due to liquidity limits with the partner institution, the daily quota for Express Redemption depends on the liquidity of the partner institution, as shown on the redemption pop-up window.

Question 12

When will I receive my stablecoins after express redemption?

Accepted Answer

If platform liquidity is sufficient, you will receive the redeemed stablecoins within one minute after redemption.

Question 13

What if the daily redeemable amount is zero?

Accepted Answer

The daily redeemable amount resets at 12:00 AM (UTC+8) every day. It is recommended to redeem after the reset.

BGUSD

APR trend

BGUSD issuance trend

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