Waterfall PriceWATER

As of July 18, 2025, the cryptocurrency market is experiencing significant developments across regulatory, institutional, and market dynamics. This report provides an in-depth analysis of the day's key events and their implications for the crypto landscape.

Regulatory Developments

U.S. Legislative Actions on Stablecoins and Market Structure

On July 17, 2025, the U.S. House of Representatives passed the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act), marking the first major congressional legislation to regulate stablecoins—cryptocurrencies pegged to assets like the U.S. dollar. The bill passed with a 308-122 vote and now awaits President Donald Trump's signature. Concurrently, a market structure bill known as the Clarity Act, which seeks to define which digital assets count as securities under SEC oversight, passed 294-134 and moves next to the Senate. A third measure barring the Federal Reserve from issuing a central bank digital currency was also passed.

Executive Order to Integrate Cryptocurrencies into Retirement Plans

President Donald Trump is preparing to sign an executive order to open the $9 trillion U.S. retirement market—particularly 401(k) plans—to alternative investments such as cryptocurrencies, gold, private equity, and infrastructure funds. This move would mark a significant shift in the options available to American retirement savers, who currently invest mainly in traditional public stock and bond mutual funds. The order will direct regulatory agencies to explore and reduce restrictions that prevent these alternative assets from being included in professionally managed retirement accounts.

Institutional Involvement and Market Movements

Bitcoin and Ethereum ETF Inflows

Institutional interest in cryptocurrencies remains robust. U.S. spot Bitcoin ETFs logged their ninth consecutive day of net inflows, with $403 million added on Tuesday. This sustained institutional engagement underscores the growing acceptance of Bitcoin as a legitimate asset class.

Market Performance

Bitcoin is currently trading at $119,405, maintaining its position near recent highs. Ethereum has seen a modest increase, trading at $3,478.85, up 3.24% from the previous close. Dogecoin has also experienced a rise, currently priced at $0.219023, reflecting a 2.95% increase.

Stock market information for Bitcoin (BTC)

• Bitcoin is a crypto in the CRYPTO market.
• The price is 119405.0 USD currently.

Global Developments

Pakistan's Strategic Bitcoin Reserve

In May 2025, Pakistan unveiled its first government-led Strategic Bitcoin Reserve, aiming to integrate blockchain technology with its financial landscape. The initiative, led by the Pakistan Crypto Council, reflects the country's commitment to embracing digital assets and positioning itself as an emerging player in the crypto economy.

Conclusion

The cryptocurrency market on July 18, 2025, is characterized by significant regulatory advancements, robust institutional participation, and dynamic market movements. The U.S. legislative actions on stablecoins and market structure, coupled with executive initiatives to integrate cryptocurrencies into retirement plans, signal a maturing regulatory environment. Institutional inflows into Bitcoin and Ethereum ETFs highlight sustained confidence in digital assets. Meanwhile, global developments, such as Pakistan's establishment of a Strategic Bitcoin Reserve, underscore the expanding global adoption of cryptocurrencies. Investors and stakeholders should closely monitor these developments to navigate the evolving crypto landscape effectively.