US Federal Housing Finance Agency Assesses Loan Risks of Including Cryptocurrency in Single-Family Home Mortgages
According to a report by Jinse Finance, the U.S. Federal Housing Finance Agency (FHFA) has recently issued a directive to explore how cryptocurrencies can be incorporated into risk assessments for single-family residential mortgages. Once implemented, this could allow long-term cryptocurrency holders to use their digital assets to qualify for mortgages without being forced to liquidate them. To fully realize its potential, the final proposal must reflect the actual functioning of cryptocurrencies. This means recognizing the legitimacy of self-custody of digital assets.
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