Chainalysis: AI and crypto are moving toward the era of "intelligent agent payments"

According to Odaily, Chainalysis has released a report stating that AI and crypto technologies are rapidly converging, evolving from traditional risk control monitoring to the stage of "Agentic Payments"—where AI, under preset rules and compliance frameworks, can proactively make decisions and initiate transactions, while blockchain ensures transparent and auditable execution. The report points out that AI has significantly improved efficiency and accuracy in areas such as anti-fraud, on-chain monitoring, compliance AML/KYT, and security defense, while also reducing false positives. Meanwhile, institutions such as Visa, PayPal, Google, and certain exchanges have already begun developing AI-driven payment and machine micropayment standards. (Chainalysis)