US Cryptocurrency Law Could Equate XRP, Solana, and Others to Bitcoin

• US law could redefine cryptocurrencies and securities.
• ETFs become a legal criterion for cryptocurrencies.
• XRP, Solana, and Litecoin gain regulatory clarity.

A new version of the discussion draft for the so-called Cryptocurrency Market Clarity Act indicates a significant shift in how some major cryptocurrencies may be framed under U.S. law. The text suggests more objective criteria for differentiating network tokens from securities, a topic that has generated regulatory disputes in the country for years.

According to the excerpt highlighted by journalist Eleanor Terrett, the proposal establishes that certain tokens will not be considered securities if they meet a specific condition related to the market for products traded on exchanges. This measure brings these assets closer to the treatment already applied to Bitcoin and Ethereum in the US regulatory environment.

🚨NEW: Here's an interesting section giving some tokens classification as non-ancillary assets based on their inclusion in exchange-traded products as of January 1, 2026.

It says that if a token is the main asset of an ETF listed on a national securities exchange and registered…

—Eleanor Terrett (@EleanorTerrett)

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The central point of the draft states that a network token will cease to be classified as a security if, starting January 1, 2026, units of that asset are used as the primary collateral for an exchange-traded product listed on a US-registered exchange. In practice, this creates a direct exception to the application of the Securities Act of 1933 for such cases.

This framework means that cryptocurrencies associated with approved ETFs will have distinct regulatory recognition. The logic of the text links the legal classification to the existence of exchange-traded products, using the structure of the traditional market itself as an element of institutional validation.

Within this context, some assets stand out. The draft mentions tokens that, if they meet the requirement by the established deadline, could be treated in the same way as Bitcoin and Ethereum. Among them are XRP, Solana (SOL), Litecoin (LTC), Hedera (HBAR), Dogecoin (DOGE), and Chainlink (LINK). The text makes it clear that, once the criterion is met, these assets would be explicitly excluded from the definition of securities.

For the cryptocurrency market, the proposal represents a potential regulatory turning point. The adoption of clear criteria tends to reduce legal uncertainties related to listing on exchanges, custody, and access for institutional investors. Furthermore, it signals that the US Congress may be moving towards a more predictable model of oversight.

Although the project is still under discussion and subject to change, the language adopted indicates a concrete shift in the legislative approach. If it moves forward, the law could redefine the regulatory environment for some of the largest digital assets in the market, with direct effects on financial products, institutional adoption, and the strategy of companies in the sector.