Ripple USD 價格RLUSD

$XRP The cryptocurrency landscape is no stranger to bold predictions, yet few have captured the imagination of XRP supporters as powerfully as the latest claim circulating across social media. As discussions around tokenization, institutional adoption, and blockchain-based settlement intensify, the belief that XRP could transform early investors into generational wealth holders has taken center stage once again—rekindling excitement and skepticism in equal measure. ✨Dominus Sparks a New Wave of Optimism Renowned X user Dominus, a well-known commentator in the XRP community, has reignited debate with his bold projection that XRP could reach $254 per token, marking what he describes as the beginning of “generational wealth” for holders. His post has quickly gained traction among the XRP faithful, many of whom interpret it as validation that XRP’s long-term potential is far from fully realized. While the statement has drawn massive attention, it also raises an important question: is such a valuation realistically achievable, or is it another overly ambitious projection born from crypto’s cyclical euphoria? What the Numbers Reveal To place the claim in context, XRP is currently trading at approximately $2.99 with a circulating supply of around 59.87 billion XRP. At a hypothetical price of $254, XRP’s market capitalization would exceed $15 trillion—a figure larger than the combined market caps of Apple, Microsoft, and Saudi Aramco. Such a valuation would make XRP the most valuable financial instrument in history, surpassing global M2 money supply benchmarks of several nations. While mathematically possible, it would require an unprecedented reallocation of global liquidity into the XRP ecosystem—an outcome that would depend heavily on worldwide institutional adoption and the integration of Ripple’s technologies into existing financial infrastructures. ✨Institutional and Technological Drivers Advocates of Dominus’ thesis argue that the building blocks for XRP’s revaluation are already in motion. Ripple’s launch of RLUSD has been hailed as a key milestone in bridging traditional finance with blockchain-based settlement systems. RLUSD enhances liquidity on the XRP Ledger and provides a regulatory-compliant pathway for institutions to engage in real-world asset tokenization and on-chain settlements. Furthermore, Ripple’s legal clarity following the resolution of its long-standing case with the U.S. SEC has bolstered confidence among institutional partners. Ripple now operates in a more predictable regulatory environment, allowing it to expand its suite of cross-border and tokenization solutions without the overhang of litigation risk. ✨Balancing Vision with Realism While Dominus’ vision of a $254 XRP fuels optimism, financial analysts caution against unbridled enthusiasm. Achieving such a price point would necessitate global adoption of XRP as a universal bridge asset, underpinning major sectors like interbank settlements, tokenized securities, CBDCs, and commodities trading. To date, XRP’s utility continues to expand steadily, but the leap from a multi-billion to multi-trillion-dollar valuation remains extraordinary. Experts argue that while the XRP Ledger’s design—featuring speed, scalability, and low transaction cost—positions it as a serious contender in digital finance, macroeconomic realities and liquidity constraints must still be considered. In conclusion, Dominus’ forecast of XRP reaching $254 has electrified the digital asset space, serving as both inspiration and challenge. It underscores the growing conviction that XRP’s value lies in its real-world utility, not mere speculation. Whether or not such a price is achieved, one fact remains clear: XRP continues to evolve from a payments token into a foundational pillar of institutional blockchain finance. If adoption continues at its current pace—bolstered by legal clarity, enterprise partnerships, and the integration of RLUSD—holders could indeed find themselves positioned at the forefront of a new financial era. Whether that era translates into generational wealth, however, will depend on how swiftly the world decides to build its future on XRP’s rails.

#Ripple is teaming up with UC Berkeley to drive blockchain innovation 💡 A new Center for Digital Assets kicks off with $1.3M in $RLUSD funding — spotlight on digital twins & next-gen research.

Ripple's RLUSD stablecoin has achieved spectacular growth in 2025, surging to a market capitalization of nearly $789 million and attracting major institutional partners. However, beneath this success story lies a profound paradox: over 88% of RLUSD's supply resides on the Ethereum blockchain, not Ripple's native XRP Ledger (XRPL). This reality is sparking disillusionment among XRP holders who expected the stablecoin's success to boost the utility and demand for the XRP token itself. 🌉 Ethereum Dominance vs. The XRPL Narrative Launched in late 2024 to support cross-border payments, DeFi, and tokenization, RLUSD has secured high-profile partnerships with major financial entities like DBS and Franklin Templeton. Despite Ripple framing the XRPL as the core infrastructure for its digital assets, the data paints a different picture: Ethereum's Share: More than $700 million (approximately 88% of the total supply) of RLUSD is minted and circulating on Ethereum. XRPL's Limited Role: Less than $90 million of the stablecoin's supply is active on the XRPL. New Issuances: New RLUSD issuances since early 2025 have been almost exclusively launched on Ethereum, indicating a strategic prioritization of that ecosystem's massive DeFi liquidity. 🛑 The Disconnect: Why RLUSD Does Not Boost XRP The heavy tilt toward Ethereum is creating a major point of contention for the XRP community, which long held the thesis that the adoption of Ripple's stablecoin would necessitate more transactions on the XRPL, thereby increasing the burn rate and utility of the XRP token (since XRPL transaction fees require XRP). Zero Impact on XRP Utility: On Ethereum, XRP plays no role in RLUSD transactions. As pointed out by analysts, RLUSD largely displaces the need for XRP in cross-border transactions, and its growth has a minuscule effect on the XRP burn rate. Disillusionment: For XRP holders who anticipated utility gains from Ripple's flagship product, the fact that over 80% of the value is accruing to a rival chain (Ethereum) sparks a debate about the "point of Ripple" for its native token holders. Competitive Landscape: While RLUSD is one of the fastest-growing stablecoins, its competition remains fierce, trailing rivals like PayPal's PYUSD and BlackRock's BUIDL in overall market capitalization. 📌 Conclusion: Ethereum is the Real Stablecoin Winner The phenomenal growth of RLUSD undeniably validates Ripple's ability to attract institutional adoption in the stablecoin market. However, by choosing to leverage Ethereum's vast liquidity and decentralized finance ecosystem, Ethereum emerges as the clear winner in this stablecoin saga. The growth of RLUSD largely supports the Ethereum network and its ecosystem, resulting in minimal direct utility or demand boost for the native XRP token. This strategic choice highlights the ongoing dilemma for layer-1 blockchains like the XRPL when competing with the superior network effects of industry giants like Ethereum. 🔐 Disclaimer This article summarizes financial news and analysis and is for informational purposes only. It does not constitute financial advice. The cryptocurrency market is highly volatile, and investments in specific tokens like XRP carry a significant risk of loss. The RLUSD stablecoin's performance is tied to its issuer's operations and market demand, not necessarily the value of the XRP token. You must always conduct your own research (DYOR) and consult with a professional financial advisor before making any investment decisions.

🔥 TODAY: Ripple partners with UC Berkeley to launch a new Center for Digital Assets with $1.3M funding in $RLUSD, aiming to advance blockchain and digital twin research.