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According to Odaily, Pantera Capital partner Jay Yu posted on X with 12 predictions for crypto trends in 2026, including: · Capital-efficient consumer credit: Launching easy-to-use lending applications through on-chain/off-chain credit modeling, modular design, and AI behavioral learning. · Divergence of prediction markets: Prediction markets will split into financial directions (integrated with DeFi, leveraged) and cultural directions (community-driven, long-tail enthusiasts). · Agency commerce and x402 expansion: Agency commerce uses x402 endpoints to expand into micropayments and regular payments, with Solana surpassing Base in low-value transaction volume. · AI as a crypto interface layer: AI-assisted trading (such as trend analysis) becomes mainstream and gradually integrates into consumer applications. · Rise of tokenized gold: Tokenized gold becomes a major RWA (real world asset), chosen as a store of value due to issues with the US dollar. · Bitcoin quantum panic: Breakthroughs in quantum technology trigger institutional discussions on bitcoin's quantum resistance, though the technology does not yet threaten its value. · Unified privacy development experience: Privacy technologies (such as Ethereum's Kohaku) provide simplified development interfaces, with privacy-as-a-service possibly being launched. · Integration of DAT: Digital Asset Trading platforms (DAT) consolidate to 2-3 per major market, achieved through clearing or mergers. · Rethinking token and equity separation: Governance token crises prompt companies to choose privatization, possibly introducing redeemable equity tokens. · Perpetual DEX integration: Hyperliquid dominates the market, HIP3 markets and yield stablecoins (such as HyENA) become key, and USDC loses ground on HYPE. · Multi-chain Prop AMM: Prop AMM expands to multiple chains, accounting for over half of Solana's trading volume and pricing more assets such as RWA. · Traditional fintech adopts stablecoins: Stripe, Ramp, and others use stablecoins for international payments, with stablecoin chains like Tempo becoming fiat on-ramp bridges.

BlockBeats News, December 25, Jay Yu, Junior Partner at Pantera Capital, published 12 predictions for crypto trends in 2026, including: · Capital-efficient consumer credit: Launching simple lending applications through on-chain/off-chain credit modeling, modular design, and AI behavioral learning. · Diversification of prediction markets: Prediction markets will split into financial directions (integrated with DeFi, leveraged) and cultural directions (community-driven, long-tail enthusiasts). · Agent commerce and x402 expansion: Agent commerce uses x402 endpoints to expand into micropayments and regular payments, with Solana surpassing Base in low-value transaction volume. · AI as a crypto interface layer: AI-assisted trading (such as trend analysis) becomes mainstream and gradually integrates into consumer applications. · The rise of tokenized gold: Tokenized gold becomes a key RWA (real-world asset), chosen as a store of value due to issues with the US dollar. · Bitcoin quantum panic: Breakthroughs in quantum technology trigger institutional discussions about Bitcoin's quantum resistance, but the technology does not yet threaten its value. · Unified privacy development experience: Privacy technologies (such as Ethereum's Kohaku) provide simplified development interfaces, possibly launching privacy-as-a-service. · Integration of DAT: Digital Asset Trading platforms (DAT) consolidate to 2-3 per major market, achieved through clearing or mergers. · Rethinking token and equity separation: Governance token crises prompt companies to opt for privatization, possibly introducing redeemable equity tokens. · Perpetual DEX integration: Hyperliquid dominates the market, HIP3 markets and yield stablecoins (such as HyENA) become key, and USDC loses ground on HYPE. · Multi-chain Prop AMM: Prop AMM expands to multiple chains, accounting for more than half of Solana's trading volume, pricing more assets such as RWA. · Traditional fintech adopts stablecoins: Stripe, Ramp, and others use stablecoins for international payments, with stablecoin chains like Tempo becoming fiat onramp bridges. It is worth noting that Jay Yu claims his predictions for 2025 had a high accuracy rate of 7/10, including a precise forecast of Solana developer migration.

BlockBeats News, December 25th, Pantera Capital Senior Partner Jay Yu published a post predicting 12 trends for 2026 in the crypto space, including: · Capital-Efficient Consumer Credit: Introducing user-friendly lending applications through on-chain/off-chain credit modeling, modular design, and AI behavioral learning. · Market Prediction Divergence: Predicting the market to split into Financial (integration with DeFi, leverage) and Cultural (community-driven, long-tail enthusiasts) directions. · Proxy Business with x402 Scaling: Proxy business scaling using x402 endpoints to extend to micropayments and mainstream payments, with Solana outperforming Base in low-value transactions. · AI as a Cryptographic Interface Layer: AI-assisted trading (such as trend analysis) becoming mainstream and gradually integrating into consumer apps. · Rise of Tokenized Gold: Tokenized gold becoming a significant asset of Real World Assets (RWA), chosen as a store of value due to US Dollar issues. · Bitcoin Quantum Panic: Quantum technology breakthrough triggering institutional discussions on Bitcoin's quantum resistance, with the technology not yet posing a threat to its value. · Unified Privacy Development Experience: Privacy technologies (such as Ethereum's Kohaku) providing a simplified development interface, potentially introducing Privacy as a Service. · DAT Integration: Digital Asset Trading (DAT) platforms consolidating to 2-3 per major market through settlement or mergers. · Rethinking Token and Equity Separation: Governance token crisis prompting companies to opt for privatization, potentially introducing redeemable equity tokens. · Perpetual DEX Integration: Hyperliquid leading the market, with HIP3 markets and income-stabilizing coins (such as HyENA) becoming key, as USDC loses ground on HYPE. · Multi-Chain Prop AMM: Prop AMM expanding to multiple chains, capturing over half of Solana's transaction volume, pricing more assets like RWA. · Traditional FinTech Adoption of Stablecoins: Companies like Stripe, Ramp using stablecoins for international payments, stablecoin chains like Tempo becoming fiat onramps. Notably, Jay Yu claimed a 7/10 accuracy rate for his 2025 predictions, including an accurate forecast of Solana developer migration.