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PANews, December 31—According to Reuters, the Reserve Bank of India has released its Financial Stability Report, stating that the non-performing loan ratio of India's banking system is expected to fall to 1.9% in the 2026-27 fiscal year, down from 2.1% in September 2025. However, risks for non-bank financial companies (NBFCs) are rising, with their non-performing loan ratio projected to increase from 2.3% to 2.9%. The report also reiterated concerns about stablecoins, emphasizing that stablecoins pose risks to macro-financial stability and supporting the prioritization of central bank digital currency (CBDC) development by countries to maintain financial order.

Foresight News reported, according to Reuters, that the Reserve Bank of India (RBI) reiterated its concerns about the global adoption of stablecoins in its latest Financial Stability Report, stating that the risks stablecoins pose to macro-financial stability have outweighed their so-called benefits. The RBI maintains a cautious stance towards crypto assets, including stablecoins, and "strongly advocates" that countries should prioritize the development of central bank digital currencies (CBDCs) over privately issued stablecoins in order to safeguard financial stability and uphold the trust foundation of currency.

BlockBeats News, December 31, according to Cointelegraph, analysts remain overall bullish on bitcoin for 2026, but expectations have become noticeably more rational compared to previous optimism. Standard Chartered, which had made several bullish calls for 2024 and early 2025, has recently lowered its 2026 bitcoin price target from $300,000 to $150,000, citing weaker-than-expected institutional buying power entering the market via ETFs. Bernstein analysts expect bitcoin to reach $150,000 by the end of 2026, with the potential to rise to $200,000 by the end of 2027. Although the recent pullback prompted them to retract their previous forecast that bitcoin would hit a high of $200,000 this year, they still maintain that bitcoin is gradually moving away from its historical "four-year cycle" pattern and is heading toward a more resilient long-term growth trajectory. Strategy Executive Chairman Michael Saylor also expects bitcoin to reach $150,000 as it enters 2026. He believes that despite the recent price correction, bitcoin's volatility is "significantly decreasing," a view that contrasts with many other crypto analysts. More optimistic forecasts, such as that from Fundstrat, see bitcoin having the potential to rise to $200,000–$250,000; while more conservative predictions generally focus on the $110,000–$135,000 range. However, from a technical perspective, if historical price patterns repeat, bitcoin may face a deeper correction, with prices potentially dropping to the $40,000–$70,000 range.